Fraud, Waste, & Abuse

What is Fraud, Waste and Abuse (FWA)?

Fraud is lying about information for you or another person.

Examples of fraud are:



Waste is using more than is needed.

Examples of waste include:



Abuse is providing or accepting products or services that are not needed or are outside normal practices.

Billing for these products or services is an example of abuse.

Fraud, Waste, and Abuse (FWA) can be committed by a member, doctor, or other plan provider.



Viva Health's FWA Program

Did you know FWA is one reason medical care costs so much?

FWA can lead to:

  • Higher Copays.
  • Higher premiums.
  • Higher taxes.

But Viva Health has a FWA program to help.

This program helps us prevent, detect, investigate and correct FWA. View the FWA documents for examples, descriptions, and the risks of FWA.

FWA Documents

  • Prescription Drug Card Fraud brochure

    201 KB

  • Internet Phishing Fraud brochure

    197 KB

  • Medicare Fraud brochure

    469 KB

  • Open Enrollment Fraud brochure

    476 KB

  • Online Pharmacy Fraud brochure

    415 KB



How to Prevent FWA

You can help prevent FWA by following three easy rules:

  1. Protect Your Information

    Only give your Member ID Card to a medical professional that needs it to care for you. Call us as soon as possible if your Member ID Card is lost or stolen.

  2. Identify FWA

    Review your plan statements and make sure you and your plan are only being billed for the services you received.

  3. Know How to Report

    You can ask a question or report suspected FWA by any of the methods listed below. Remember: a person who tells us about FWA does not have to give their name. Any information you give us is kept private.

    • Call Viva Health Member Services at 1-800-294-7780. TTY users call 711. Our call center hours are Monday – Friday, 8 a.m. to 8 p.m. Extended call center hours: October 1 – March 31, 8 a.m. to 8 p.m. seven days a week.

    • Write us:

      Viva Health

      Attn: Compliance Officer

      417 20th Street North, Suite 1100

      Birmingham, Alabama 35203

    • Contact us electronically (using the form below).

FWA Investigations

If potential FWA is identified, Viva Health will conduct an investigation. If the investigation identifies FWA, we will work with law enforcement to correct the issue.

Report Fraud


Please fill out the form below to report suspected fraud. No contact information is required but if you give your information it could help in the investigation. Viva Health will protect your anonymity to the fullest extent of the law.

* Required Fields



Please provide your contact information.


Who do you suspect is committing fraud?


What fraudulent activity occurred?


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